Start Here
Jesse Magana Mortgages

Mortgage Broker in San Bernardino, CA

We offer a user-friendly digital mortgage process paired with top-notch service to provide a smooth, personalized mortgage application experience for clients in San Bernardino, CA.

Start Your Home Journey
Learn More

Trusted by 70+ leading lenders

mortgage broker in san bernardino ca

Our process puts you in control

Convenient online access makes it easy to achieve your financial and homeownership goals.

Apply Online

Get A Quote

Get Approved

Choose Your Loan

Meet Jesse

Jesse Mortgage Agent Level 2
Providing mortgage solutions for over 7 years.
NMLS #1882447

As a mortgage broker in San Bernardino, CA, I offer a user-friendly digital mortgage process paired with top-notch service to provide a smooth, personalized mortgage application experience for clients in San Bernardino.

More About Me
Services

Tailored Mortgage Solutions

After understanding your unique financial situation, I collaborate with one of my 70+ lending partners to secure the best possible mortgage rate available.

Start Your Home Journey
Lear More About Our Services

Home Purchase Loans

Embark on your home-buying journey with confidence. We offer a variety of home purchase loans, including Conventional, FHA, VA, and USDA loans. Our team specializes in understanding your needs and guiding you to the best fit for your situation.
Learn More

Refinancing Solutions

Maximize your financial flexibility. Whether you’re looking to lower your monthly payments, shorten your loan term, or extract equity from your property, our refinancing options are designed to align with your financial objectives.

Learn More

Self-Employed Programs

Stepping into your first home is a big move. We’re here to make it a smooth one with dedicated programs for first-time buyers, including down payment assistance and expert guidance through every step of the process.
Learn More

Alternative and Private Lender Programs

For those with unique income situations or credit challenges, our Non-Qualified Mortgage (Non-QM) loans offer flexible solutions to help you secure financing. We believe everyone deserves the chance to own a home.

Learn More

Mortgage Renewal

Stepping into your first home is a big move. We’re here to make it a smooth one with dedicated programs for first-time buyers, including down payment assistance and expert guidance through every step of the process.

Learn More

Loan Programs for Investors

Expand your investment portfolio with our tailored loan programs for real estate investors. Whether you’re buying a single-family home, a multi-unit property, or something in between, we have the expertise to back your investment decisions.

Learn More
Mortgage Calculator

Estimate Your Monthly Payments


Estimating your mortgage payments is a key part of the home-buying journey. Our user-friendly Mortgage Calculator allows you to calculate your monthly payments, helping you plan your finances confidently. Just input your loan details, and our calculator will handle the rest.

Need Help? Contact us
home loan calculator
Testimonials

What Our Customers Are Saying

★★★★★ 5/5
After an intense 2 weeks of looking at 25 houses with my awesome real estate agent, Amber, I finally decided on this house… in a nice & familiar neighborhood. I want to thank Amber Kay Zepeda of Ponce & Ponce Realty along with Jesse Magana of Celer Mortgage for their hard work! I couldn’t have done it without you both! Also, thank you for making my 60th birthday very special ♥️♥️♥️
Elle Tan
★★★★★ 5/5
I hardly ever leave reviews unless I believe there is credit to give. Jesse assisted me in the purchase of my first home and made the process smooth. He was an excellent communicator, listened to us and our concerns, and ensured we understood the entire process. He was always there to answer our questions and made us feel heard.
Nayeli Guerrero
★★★★★ 5/5
Jesse has been so helpful throughout the entire process of purchasing a home. He is very knowledgeable and confident in his trade of loan processing and makes you feel confident by providing the right information to best suit your home buying experience. He still offers his service to us, even after closing escrow, which makes us feel well taken care of. We couldn't have asked for a better agent because Jesse is the one. I strongly recommend Jesse Magana to help anyone who is serious about purchasing a home. You will be very pleased you did.
Albert M
★★★★★ 5/5
I was referred to Jesse via Ponce & Ponce and he did not disappoint. We are very happy he was part of our team, which led us to our dream home. Jesse is very transparent and open to answering any doubts or questions you might have. Extremely happy to have the pleasure of working with Jesse and his amazing team, I fully recommend his services. Thank you Jesse from the Valdez family.
Rene Valdez
★★★★★ 5/5
It was a pleasure for my family and I to have Jesse as our Mortgage Loan Agent. He made everything so smooth for us in the process of buying our first home! I’ll definitely be recommending all of my friends and family members to Jesse. What a better way to start your home search with someone who puts their passion to make sure what you envision come true!
Emily Ramirez-Jimenez
★★★★★ 5/5
My wife and I purchased our first home two weeks ago. Since we first met Jesse to help us out with the pre approval process, he was very informative and helped us get approved for more than what we anticipated. Throughout the home-buying process, Jesse always reached out to ensure any questions we had were answered. A lot of things throughout the home buying process were confusing at times but Jesse guided us well in ensuring we understood everything from start to end. I definitely recommend Jesse to anyone who is looking for a Loan Officer that will be there every step of the way. Thanks again Jesse!
Carlos Torres
View All Reviews
FAQ

FAQ

Here you’ll find answer to the most common question our users.
What type of lenders do you work with?

We work with over 70+ different lenders including Chartered Banks and Monoline Lenders (A Lenders), Credit Unions and Alternative Institutional Lenders (B Lenders) as well as Private Lenders to ensure our clients have access to a variety of solutions for their unique needs.

What types of mortgage programs do you offer?

Our programs include: Self-Employed Programs, Bruised Credit Mortgages, First-Time Home Buyer Loans, Pre-Construction Closings, New to Canada Programs, Reverse Mortgages, Divorce Loans, Estate Mortgages and Power of Sale Rescue Programs

Can you get a mortgage if you have a low credit score, are currently in / previously had a consumer proposal or bankruptcy?

Yes! With 20% Down Payment you would have access to mortgage lender programs. If you own a home you would be able to consolidate your debts / consumer proposal to improve your credit and lower your monthly credit payments.

How soon should I start shopping for mortgage financing (including my renewal)?

We recommend that clients start reviewing their mortgage options 90 – 120 days prior to their closing / renewal date. This provides clients the opportunity to take the best deal on the market and not feel pressured to take a last minute rate / mortgage option that might not be in a clients best interest.

Contact

Don’t hesitate to reach me.

Ready to Get Started?

Book here using my calendar link below!

 

Apply Today